Blog | Calum Ross Mortgage

Taking Your Financial Goals Seriously

Category: Real Estate (15 posts)

10 actions to take to get the most out of 2018 tax year

10 actions to take to get the most out of 2018 tax year

December 12, 2018 | Posted by: Calum Ross

Though most of us are already planning our holiday season, it’s never too late (or too soon) to finalize the year-end tax planning. Follow these 10 tips and you won’t miss out on some impo ... [read more]

Why Investment Property Mortgage Interest Rates Will Rise

Why Investment Property Mortgage Interest Rates Will Rise

November 14, 2018 | Posted by: Calum Ross

(even if general mortgage rates stay the same) With new mortgage rules in effect and regulators closely monitoring credit policy in Canada, there has been much conversation about the impact on r ... [read more]

Is Toronto Experiencing a Real Estate Bubble?

Is Toronto Experiencing a Real Estate Bubble?

October 31, 2018 | Posted by: Calum Ross

It’s not exactly news that ordinary Canadians are being squeezed out of many real estate markets. Prices for both single-family homes and condominiums in markets like Vancouver, Montreal and ... [read more]

Most Pre-Construction Condos Not ‘Investments’

Most Pre-Construction Condos Not ‘Investments’

October 17, 2018 | Posted by: Calum Ross

Presale Condo Speculating is Hot – But Risks Can Be Devastating Would it surprise you to learn that in 2017, there were 29,132 contracts completed in Toronto to buy pre-sale condominiums &mdash ... [read more]

Rate of Return – it is risk adjusted rate of return that matters

Rate of Return – it is risk adjusted rate of return that matters

October 10, 2018 | Posted by: Calum Ross

When you’re investing, rate of return is a key metric you want to pay attention to. Simply put, it’s the gain or loss of your initial investment over a specific period of time. For examp ... [read more]

How to Make Money in a Falling Real Estate Market

How to Make Money in a Falling Real Estate Market

October 3, 2018 | Posted by: Calum Ross

How to make money in a falling real estate market - Here are Three Easy Ways Trade wars are not good. In fact – they are very bad! The type of thing that puts even economic powerhouses into m ... [read more]

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

January 3, 2018 | Posted by: Calum Ross

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Toronto, ON. An existing home is a house that has been lived in ... [read more]

The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017

The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017

April 20, 2017 | Posted by: Calum Ross

The ProblemReal estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with e ... [read more]

Catch Up On Retirement With an Income Property

Catch Up On Retirement With an Income Property

February 22, 2017 | Posted by: Calum Ross

If you’re like many Canadians there is likely a gap between your retirement savings and retirement requirements. Or, if you’ve met the basic requirements you want to ensure a higher standa ... [read more]

Just in Time for Tax Season – Key Read

Just in Time for Tax Season – Key Read

February 15, 2017 | Posted by: Calum Ross

I am humbled and grateful to have made the Bestseller list with our new book (through pre-orders alone). The book hasn’t launched yet but it’s clear there is an audience for this important ... [read more]

Bestseller? Thank You for Your Support!

Bestseller? Thank You for Your Support!

February 7, 2017 | Posted by: Calum Ross

My new book “The Real Estate Retirement Plan” hasn’t even hit shelves yet and already become a Bestseller! After months of hard work to put this book together, I was hoping to have a ... [read more]

Excited to Introduce My New Book – The Real Estate Retirement Plan

Excited to Introduce My New Book – The Real Estate Retirement Plan

February 1, 2017 | Posted by: Calum Ross

Ever since I wrote my first financial column (dating back to when I was completing doing my MBA 1998-2002) I knew I wanted to write a personal finance book. Before I was even finished my MBA, I had th ... [read more]

The Real Estate Retirement Plan

The Real Estate Retirement Plan

January 1, 2017 | Posted by: Calum Ross

Calum’s new book is a guide for Canadians on how to use real estate as an investment and retirement solution. Leveraging equity in a principal residence and using it wisely to purchase ren ... [read more]

Real Estate Investing – Part 2

Real Estate Investing – Part 2

June 30, 2015 | Posted by: Calum Ross

Last week we took a look at three simple ways you can invest in real estate. This week we take it a step further by looking at two more ways to invest in real estate. With real estate providing double ... [read more]

Real Estate Investing – Part 1

Real Estate Investing – Part 1

June 23, 2015 | Posted by: Calum Ross

If only real estate was as simple as purchasing a property and calling it home. With real estate providing solid returns over the last decade, it has become a popular option for investors. Real estate ... [read more]

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Calum W.M Ross
Calum W.M Ross, MBA, PFP, CDFA, AMP
Broker | Wealth Advisor
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