Blog | Calum Ross Mortgage

Taking Your Financial Goals Seriously
Most Pre-Construction Condos Not ‘Investments’

Most Pre-Construction Condos Not ‘Investments’

October 17, 2018 | Posted by: Calum Ross

Presale Condo Speculating is Hot – But Risks Can Be Devastating Would it surprise you to learn that in 2017, there were 29,132 contracts completed in Toronto to buy pre-sale condominiums &mdash ... [read more]

Rate of Return – it is risk adjusted rate of return that matters

Rate of Return – it is risk adjusted rate of return that matters

October 10, 2018 | Posted by: Calum Ross

When you’re investing, rate of return is a key metric you want to pay attention to. Simply put, it’s the gain or loss of your initial investment over a specific period of time. For examp ... [read more]

How to Make Money in a Falling Real Estate Market

How to Make Money in a Falling Real Estate Market

October 3, 2018 | Posted by: Calum Ross

How to make money in a falling real estate market - Here are Three Easy Ways Trade wars are not good. In fact – they are very bad! The type of thing that puts even economic powerhouses into m ... [read more]

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

January 3, 2018 | Posted by: Calum Ross

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Toronto, ON. An existing home is a house that has been lived in ... [read more]

RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!

RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!

December 5, 2017 | Posted by: Calum Ross

Isn’t it nice when you go to your bank to deposit a cheque and they hand you $500 just as a thank you having an account with them? No? That’s never happened to you? Strange. Then you mus ... [read more]

Victory Lap Retirement – A tribute to the new retirement model

Victory Lap Retirement – A tribute to the new retirement model

December 3, 2017 | Posted by: Calum Ross

I recently took the time to sit down and enjoy my second Jonathan Chevreau book, “The Victory Lap Retirement” which addresses a topic covered in my own book “The Real Estate Retireme ... [read more]

The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017

The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017

April 20, 2017 | Posted by: Calum Ross

The ProblemReal estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with e ... [read more]

6 Simple Steps to Having a Great Financial Plan

6 Simple Steps to Having a Great Financial Plan

March 22, 2017 | Posted by: Calum Ross

Everyone knows what a wealth advisor does, but do they really? Of course a wealth advisor helps you with financial planning and to meet your wealth objectives but we’ll cover in this articl ... [read more]

4 Financial Risk Factors & Your Risk Tolerance

4 Financial Risk Factors & Your Risk Tolerance

March 15, 2017 | Posted by: Calum Ross

An age old question in investment suitability is “how much risk do I take?” and it’s a key consideration in your investment activities. Naturally changes in life circumstances may ch ... [read more]

Why Paying off Your Mortgage May Be Bad for Your Net Worth

Why Paying off Your Mortgage May Be Bad for Your Net Worth

March 8, 2017 | Posted by: Calum Ross

INVESTING VERSUS MORTGAGE REDUCTION… HOW TO DO THE MATHIn a society where financial planning education and free financial resources are as readily available as fast food, it is unfortunate to k ... [read more]

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Calum W.M Ross
Calum W.M Ross, MBA, PFP, CDFA, AMP
Broker | Wealth Advisor
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